Social Insurance Calculator
National Pension · Health · Employment · Workers' Comp
Salary Information
Total Insurance
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National Pension (4.5%)—
Health Insurance (3.545%)—
Employment Insurance (0.9%)—
Social Insurance Calculator Guide
Korea's Four Social Insurance Programs
2026 Employee Contribution Rates
How Premiums Are Calculated
Year-End Settlement and Adjustments
How to Use This Calculator
FAQ
What are the 4 major social insurances in Korea?
They are National Pension, Health Insurance (+ Long-term Care Insurance), Employment Insurance, and Workers' Compensation Insurance. Both employees and employers contribute at set rates.
What is the employee contribution rate?
As of 2026: National Pension 4.5%, Health Insurance 3.545% (+ Long-term Care 12.81% of health premium), Employment Insurance 0.9%. Workers' Comp is fully paid by the employer.
Are freelancers required to enroll?
Freelancers must enroll in National Pension (regional subscriber) and Health Insurance (regional subscriber). Employment Insurance is optional, and Workers' Comp applies if classified as a special-type worker.
Is Long-term Care Insurance paid separately?
Long-term Care Insurance is 12.81% of the health insurance premium (2026) and is billed together with health insurance — not as a separate payment.
Is there a cap on National Pension contributions?
Yes. As of 2026, the standard monthly income ceiling for National Pension is KRW 6.17 million. Even if your salary is higher, contributions are calculated based on this cap (max ~KRW 278,000).
How are contributions split between employee and employer?
National Pension (4.5% each), Health Insurance (3.545% each), Employment Insurance (0.9% employee + 0.9%–1.5% employer), Workers' Comp (fully employer-paid). Roughly a 50/50 split.
What are the conditions to receive unemployment benefits?
You must have been enrolled in Employment Insurance for at least 180 days, left the job involuntarily (layoff, contract expiry, etc.), and be actively seeking employment. Voluntary resignations are generally ineligible.